Gastric Bypass Surgery Price: Gastric Bypass Insurance, Financing

Cost of Gastric Bypass Surgery

Gastric Bypass Surgery for weight loss should be undertaken only in cases where people are severely obese and have serious health risks. If there are no alternate ways of losing weight, you should consult your doctor before you decide to undergo the bypass surgery. Gastric Bypass Surgery costs anywhere between $20,000 and $25,000 in the United States (source NIDDK).

Gastric Bypass Insurance

Whether your gastric bypass is cover under your medical insurance varies by state and insurance provider. In 2004, the U.S. Department of Health and Human Services reduced barriers to obtaining Medicare coverage for obesity treatments. Expenses for a Bariatric surgery may be covered by the provider only if it is found that it is being conducted to treat a fatal illness and needs corrective action. Talk to your insurance officer about your coverage to find out if gastric bypass surgery costs are covered under your insurance plan.

In some cases your gastric bypass surgery price may be covered. For example, if you are on Medicare, your bypass costs will be covered, but only partly. Also, you will covered party only if you are suffering from obesity AND also suffering from obesity related illnesses like coronary heart disease and type 2 diabetes. Further, there is a detailed precure for approval before all the paperwork is in place to cover the gastric bypass costs. Gastric Bypass Surgery Costs are not covered by insurance plans if you you are just obese but not suffering from any illness due to obesity. Get to know more about the advantages and disadvantages of gastric bypass surgery. Have you heard of BIB Gastric Balloon, a non surgical procedure for weight loss?

Financing the Gastric Bypass Surgery Costs

Finally, if you decide to opt for gastric bypass, and you are not covered by insurance, you will have to finance the surgery yourself. This is the what they call as the “self-pay” patient. Some hospitals may allow payment plans for gastric bypass procedures. This way you dont have to pay a lump sum amount, but the payment is staggered over a period of time. Of course, this would attract finance charges and you need to include that in your gastric bypass surgery price.

Total Gastric Bypass Surgery Price

Remember, there are a number of procedures involved with your Gastric Bypass Surgery. Also, remember there are different gastric bypass surgery types like the Roux bypass and the extensive bypass. Some of major expenses for gastric bypass surgery are:

1. Fees for the consulting nutritionist
2. The surgeons fees
3. Anesthesia expenses
4. Facilities (hospital charges)
5. Cost of various Medical tests

Whenever you are trying to determine the actual cost of gastric bypass surgery, remember when you self pay and are either using a private lender of the hospitals payment plans, always include the finance charges and all the charges that you would be paying directly.  That would be the real cost of gastric bypass surgery.